
New Year, New Security Baseline
Every January, community banks face the same question: where do we actually stand with cybersecurity and vendor oversight? It’s the one moment in the year when leadership wants clarity. The problem is simple. Most institutions don’t have it. Policies drift. Vendor lists get outdated. Risk assessments wait until exam season. And the gap between “what we think is happening” and “what’s actually in place” gets wider.







